The Road to Financial Freedom
Every success starts with a decision to TRY!
And best time to start it is NOW!
WHAT IS FINANCIAL FREEDOM?
The definition of true financial freedom has been stated as… When you are debt free and have replaced your working income with ongoing, consistent passive or residual income, which then allows you to become time free!
Ang financial freedom, ay kung kelan tayo nasa sitwasyon sa buhay, kung saan wala kang utang, nagagawa mo ung mga gusto mo, saan man o kelan, na hindi mo iniisip yung pera. kasama din neto
ang tinatawag na Time Freedom, na hindi ka na nakatali sa orasan. na hindi mo iniiisip na kailangan mo magising ng maaga kasi papasok ka sa trabaho o sa personal business mo, na kung hindi ka kikilos wala ding papasok na pera.
DREAM... Nangarap na ba tayo magkaroon ng sarili nating bahay, property, sasakyan o kaya magtravel around the world, at higit sa lahat magkaroon ng maraming time kasama ang pamilya o mga mahal sa buhay?
(Have you ever dreamed of living in your own house, a car or travel around the world, and most of all to have a lot of time with your family and loved ones?)
Maybe, kung ikaw ay isang ordinaryong emplyado na nagtatrabaho 8 hours a day or mas higit pa, pero ang kita e sapat lang sa pang-araw araw na gastos,at pagdating ng sweldo minsan kulang at nangungutang pa siguro.
Siguro ang naisip na lang natin ay kung tayo ay mananalo sa lottery... one time big time! (sabi nga nila)
Malamang ang mga pangarap na eto, hanggang pangarap na lang. Karamihan sa atin ganito ang sitwasyon.
(If your an ordinary employee, working 8 hours a day, but your income is just enough for your everyday expenses, and sometimes its not even enough so go into credit, these dreams are far from reality. Most of us are in this type of situation.)
THE RAT RACE
Sa diagram sa ibaba, you work 8 hours/day after a month, pagdating ng sweldo, ibabayad sa mga utang, bills. Pag nagkaroon ng mga Sale sa mall andun namimili ng ating mga gusto,kahit hindi naman talaga nya kailangang kailangan. Ang natira ang iba-budget natin hanggang sa dumating ulit ang sweldo. Pag nagkulang, mangungutang ulit, as a result walang Savings o ipon. Balik trabaho ulit at same routine, paikot-ikot lng.
( In the diagram below, you work 8 hours a day then after a month you'll receive your salary. Then you have to pay for your bills and debts. The you go to buy the item on Sale that you've been wanting to buy, and most of it are just Wants and not your Needs. And then what's left of your salary, you have to stretch it for your daily needs until the next payday. if again it's not enough, you have to go to credit. As a result, No Savings! And finally, back to work again. The same routine every month, again and again.)
Nakakarelate ba tayo sa ganyang sitwasyon? Na kahit anong sipag mo, overtime everyday, pero parang ganun pa din ang sitwasyon mo, walang pagbabago. kung ano ang kinalalagyan mo last year, ganun ulit pa din this year. and most probably, next year ganun pa din.
(Can you relate yourself to this kind of situation? Even if you work harder, go on overtime everyday, but situation is still the same. What you are this year, most probably you'll be on the same situation next year and the year after that.)
Kung gusto mo makaalis sa Rat Race, meron ka kailangang baguhin.
(If you want to get out of the Rat Race, you have to change something)
How can I get out of the Rat Race?
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